The Average HELOC Balance Reaches $50,000
The average U.S. homeowner’s HELOC balance has reached $50,000, and most of it is going into renovations.
$290KAverage homeowner equity
$290,000. That's the average equity U.S. homeowners are sitting on right now.
If you're wondering what your home equity could do for you, whether a move-up, an investment or a debt payoff, let's talk.
What it means
- Homeowners: equity is your home's value minus what you still owe. A local agent can estimate today's value with a comparative market analysis.
- Move-up buyers: equity from a sale can become the down payment on the next home.
- Agents: across the U.S., $3.2 trillion in tappable equity is sitting untouched. Equity conversations are listing conversations.
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$3.2 Trillion in Tappable Home Equity Is Sitting Untouched
U.S. homeowners hold $3.2 trillion in tappable equity they are not using yet. Here is why agents should care.
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